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WebBank/Fingerhut Credit Account

apply online
BASICS
Card Category
Consumer
Minimum Credit
Level Needed
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Card Type
Unsecured Store Card
Card Rating
dirknowitzki.us evaluates each card offered on the site using several criteria (e.g., interest rates, fees, benefits, rewards programs) in order to help you choose a card. This rating reflects dirknowitzki.us's opinions, beliefs and experiences with credit card products presented and reviewed on this website. This rating is not influenced by payment considerations.
RATES
Intro APR on Purchases (Intro Period)
n/a
Intro APR on Balance Transfer (Intro Period)
n/a
Ongoing APR (Purchases)
See Terms
Ongoing APR (Balance Transfers)
n/a
Ongoing APR (Cash Advances)
n/a
CARD FEATURES
Available Rewards
No Rewards Program
Card Description
• No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
• No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
• Instant Response (Delays may occur depending on application data provided).
• Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
• Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
• Choose From Over 450,000 items.
• Shop Great Brands at Fingerhut.com.
• Get the Credit You Deserve.
• We just love saying "YES!"
FEES
Annual Fee
$0
Application Processing Fee
See Terms
Balance Transfer Fees
See Terms (min=See Terms, max=See Terms)
Cash Advance Fees
See Terms (min=See Terms, max=See Terms)
Foreign Transaction Fees
See Terms (min=See Terms, max=See Terms)
Late Payment Fee
See Terms
CARD REVIEW

The WebBank/Fingerhut Credit Account: Get the Credit You Deserve

Would you like to be able to shop for clothes, cameras, computers, televisions, jewelry and hundreds of other items now and pay for them off over time? With Fingerhut Credit account issued by WebBank, you could get a line of credit to make purchases from Fingerhut online catalog. Financing is available to everyone, regardless of credit history.

The WebBank/Fingerhut Credit Account is a credit account from WebBank that allows you to buy items from the Fingerhut print or online catalog and pay them off over time. Even if your credit is less than perfect, you could still qualify.

Who can get it: Anyone can open a WebBank/Fingerhut Credit Account. Even if you have credit you may be approved instantly. In order to build buying power with Fingerhut and improve your credit score, you need to show that you can handle the account responsibly. This card gives you the opportunity to show that you can make purchases and pay off the balance over time.

What you get with it: Fingerhut carries thousands of items for your home, from bed and bath to kitchen and living room. Other categories include:
  • clothes
  • toys
  • electronics
  • jewelry
  • health and beauty
Why you should apply: There are several major benefits of opening a WebBank/Fingerhut Credit Account.
  • Approval is fast for almost everyone who applies. Even if your credit is not perfect, you could get a WebBank/Fingerhut Credit Account.
  • Although the WebBank/Fingerhut Credit Account is not a traditional credit card, you can still buy everything from clothing to electronics through their online or paper catalog of over 450,000 items.
  • When you make purchases and pay them off, your payment activity may be reported to the major credit bureaus and your credit score may improve.
  • Your credit limit can be increased when you demonstrate responsible purchase and payment behavior.
Fees and charges to consider: There is no annual fee for the WebBank/Fingerhut Credit Account and no over-the-limit fee either. There are a few things to be aware of if you miss your payment or plan to carry a balance:
  • If you make a late payment, you’ll be charged a late payment fee.
  • If you pay less than your full balance each month, your purchases will accrue interest.
So even though the Fingerhut website advertises low monthly payments it isn’t a good idea to be tempted to let a balance revolve from one month to the next. If you do, you will end up paying a hefty amount in interest charges. Instead, pay off your balance in full every month. That way you will only pay for what you actually buy.
CARD INFOGRAPHIC
FAQs
What happens if I make a late payment on my WebBank/Fingerhut Credit Account?
Is having a WebBank/Fingerhut Credit Account a good way to improve my credit score?
Will my WebBank/Fingerhut Credit Account affect my credit score?
Is Fingerhut magazine the same as the Fingerhut catalog?
Do I have to pay for Fingerhut products on a monthly payment plan,
or can I pay the full purchase price when I buy it?
Why does the Fingerhut site list a price per month for each product?
Can anyone get a WebBank/Fingerhut Credit Account?
How does the WebBank/Fingerhut Credit Account work?
How long will it take to find out if I am approved for a WebBank/Fingerhut Credit Account?
How do I apply for a WebBank/Fingerhut Credit Account?
What kinds of things can I buy through the Fingerhut?
Is having a WebBank/Fingerhut Credit Account the same as having a credit card?

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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