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Next Millennium

apply online
BASICS
Card Category
Consumer
Minimum Credit
Level Needed
Bad/No
Card Type
Unsecured
Card Rating
dirknowitzki.us evaluates each card offered on the site using several criteria (e.g., interest rates, fees, benefits, rewards programs) in order to help you choose a card. This rating reflects dirknowitzki.us's opinions, beliefs and experiences with credit card products presented and reviewed on this website. This rating is not influenced by payment considerations.
RATES
Intro APR on Purchases (Intro Period)
N/A
Intro APR on Balance Transfer (Intro Period)
N/A
Ongoing APR (Purchases)
0%
Ongoing APR (Balance Transfers)
N/A
Ongoing APR (Cash Advances)
N/A
CARD FEATURES
Available Rewards
No Rewards Program
Card Description
• Enjoy a $1,000 Credit Line!
• No Credit Checks & No Credit Turndowns!
• Buy Now...Pay Later!
• Low Monthly Payments!
FEES
Annual Fee
N/A
Application Processing Fee
$29.95 Account Activation Fee
Balance Transfer Fees
N/A (min=N/A, max=N/A)
Cash Advance Fees
N/A (min=N/A, max=N/A)
Foreign Transaction Fees
N/A (min=N/A, max=N/A)
Late Payment Fee
CARD REVIEW

The Next Millennium card: Up to $1,000 Credit Line For Bad Credit

Next Millennium offers a guaranteed line of credit to subprime consumers. People with bad credit, poor credit or no credit can get approved for this card without credit check. Upon approval your credit limit will be as high as $1,000 and your annual interest rate will be 0%. If you got interested in this offer, there are some important things you should know about Next Millennium credit card before you apply. The first thing is that the Next millennium card can be used for shopping exclusively at the UNIQUE CARD SERVICES™ Shopping Club Web site. Next is fees which are rather hefty.

Who can get it: Any U.S. citizen or permanent resident of 18 years of age who does not have undischarged bankruptcies is eligible to be approved for this card. However, the card is currently not available to the residents of Wisconsin, Vermont and Indiana. Another requirement to qualify for this card is active debit or credit account which you will need to provide at the time of application.

Why you should apply: If you are having hard time being approved for an unsecured credit card this card is for you. People with bad credit who want to improve their credit score can also opt for this card as it is reported to a credit bureau.

What you get with it: The card is only good for use at the MyUNIQUE Outlet Shopping Club Web site. The online shop features a variety of goods from auto accessories to jewelry and more:

  • Auto: accessories, stereo components, motorcycle accessories.

  • Electronics: computers, GPS, tablets, photo

  • Health&Beauty: hair care, dental care, medical care, manicure

  • Home and Office: furniture for home, kitchen and office, tools

  • Jewelry: chains, bracelets, earrings, kids jewelry

  • Kids Korner: bicycles, toys, puzzles, learning DVDs

Also, all cardmembers will receive privileges in Roadside Assistance Plan and various discount opportunities.

Fees and charges to consider: Next Millennium has application and enrollment fee. The total initial fee is $29.95 where a $10.00 application fee is non refundable if you decide to cancel your account. The monthly membership fee is which will be charged from your credit or debit card every thirty days. The card does have 0% APR, so you won’t pay interest if you carry a balance.
FAQs
What is The Next Millennium Card?
Where can I use my Next Millennium Card?
What are the benefits of having the Next Millennium Card?
What will my credit limit be with my new Next Millennium Card?
What is the APR for the Next millennium Card?
Will the Next Millennium Card report to credit bureaus and help me rebuild my credit?
What kind of things can I buy with the Next Millennium Card?
What fees does the Next Millennium Card charge?
What do I need to apply for the Next Millennium Card?
How do I contact Horizon if I have questions about my credit card account?

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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