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Store Credit Cards

Take a look at the store credit cards that can save you a lot of money on your shopping expeditions. Frequent shoppers may like catalog credit cards (or shopping credit cards) which are offered by a particular retailer and are for use at a particular online shop or catalog. They allow you to buy goods at lower prices especially during holiday season, ensuring that you save substantially using the shopping cards. This is a particularly profitable way of making one's excellent credit history count.

Instant Response
APR
Annual Fee
Summary:
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
See details
Yes
0.0%
$49
Minimum Credit Level Needed:
Any

Any Credit
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

Instant Response
APR
Annual Fee
Summary:
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
See details
Yes
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Instant Response
APR
Annual Fee
Summary:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
See details
Yes
0%
N/A
Minimum Credit Level Needed:
Bad/No
Instant Response
APR
Annual Fee
Summary:
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
See details
Yes
See Terms
$0
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Instant Response
APR
Annual Fee
Summary:
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
See details
Yes
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Instant Response
APR
Annual Fee
Summary:
  • Enjoy a $1,000 Credit Line!
  • 60 Second Application!
  • No Credit Checks & No Credit Turndowns!
See details
Yes
0%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Saving Big on Shopping Credit Cards

Shopping credit cards will allow you to save in many different ways, especially if you are an ardent shopper who loves to pick gifts for friends and family members wherever you go. These credit cards come with shopping benefits which allow you to save when you shop at a particular store. The benefits can also include discounts on services, like free shipping.

Types of shopping cards

There are frequent shopper credit cards that can be used at particular online shop where extensive discounts and different specials are offered. These exclusive credit cards are good for shopping specific designer brands and retail products, allowing you to save a lot if you are a loyal customer. They are very useful for those who display considerable retailer loyalty over the years or simply prefer the convenience of online shopping. Another type of shopping cards includes those which are also associated with a particular brand but still can be used outside the brand store and will allow you to earn points on general purchases.

Types of benefits

There are frequent shopper credit cards which will give you access to exclusive members-only offers and rebates. You can come across cards that offer specific product discounts or category discounts. Some store credit cards distribute the benefits based on the brand tie-ups where you get discounts on specific brand purchases. There are milestone discounts too, wherein you can shop for set targets and get extended discount at specific retailer.

Other features

Getting some shopping credit cards you are automatically getting signed up for membership benefits. Membership status can give you higher discounts and additional benefits like privacy protection, legal assistance, and roadside assistance. One has to be aware though that these benefits and membership are not free and you can be charged that membership fee monthly. And the APR of store credit cards and the annual fee can be higher.

6 In Accordance with Terms and Conditions.

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